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Additionally, clients for this kind of strategy might have serious legal or criminal histories. It is very important to keep in mind that various carriers provide a variety of problem ages on their ensured issue policies as low as age 40 or as high as age 80 - final expense costs. Some will certainly also supply greater stated value, as much as $40,000, and others will permit better survivor benefit problems by improving the rate of interest with the return of premium or reducing the number of years until a full fatality advantage is readily available
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